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DeFi Credit Intelligence API

The FICO Score for Decentralized Finance

One API call returns complete lending positions across Aave, Compound, and MakerDAO with FICO-style credit scores (300-850), liquidation risk analysis, and actionable recommendations.

Everything You Need for DeFi Intelligence

Built by developers who understand the pain of integrating multiple DeFi protocols

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One API, All Protocols

Query Aave V2/V3, Compound V2/V3, and MakerDAO with a single, normalized endpoint. Stop building dozens of protocol-specific integrations.

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Multi-Chain by Default

Get instant, aggregated data across Ethereum, Polygon, Arbitrum, and Base. We handle the complexity of multi-chain routing.

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DeFi Credit Scoring

FICO-style scores (300-850) with detailed risk breakdowns, liquidation scenarios, and personalized recommendations.

Real-Time Analysis

Direct blockchain queries with intelligent caching deliver sub-100ms responses for all DeFi position queries.

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Enterprise Infrastructure

Built on our own node infrastructure with 99.9% uptime SLA. No dependency on third-party rate limits.

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Developer First

Clear error handling, detailed OpenAPI specs, and ready-to-use code examples in multiple languages.

See It In Action

Real-time analysis of a $2.2B DeFi whale position

# Get DeFi credit score and risk analysis
curl -H "Authorization: Bearer YOUR_API_KEY" \
"https://api.kixago.com/v1/risk-profile/0xf0bb20865277aBd641a307eCe5Ee04E79073416C"

# Response (actual $2.2B whale position):
{
"defi_score": 467,
"risk_level": "High Risk",
"total_collateral_usd": 2175957718.47,
"total_borrowed_usd": 1905081695.88,
"global_health_factor": 1.067,

"risk_factors": [{
"severity": "critical",
"factor": "Imminent Liquidation Risk",
"description": "Position will be liquidated if collateral drops 6.7%"
}],

"recommendations": {
"immediate": ["🚨 URGENT: Deposit $387M more collateral OR repay debt"]
}
}
1-2s
Response Time
5+
Protocols Supported
4
Chains Aggregated

Understanding DeFi Credit Scores

Transparent, quantifiable risk assessment using a 5-factor model

Score RangeRisk LevelDescriptionAction
750-850Very Low RiskSAFEHealthy positions, low leverageGreen light for borrowing
650-749Low RiskConservative borrowingMonitor occasionally
550-649Medium RiskWATCHModerate leverageWatch closely
450-549High RiskApproaching danger zoneReduce leverage soon
300-449Very High RiskDANGERImminent liquidation riskTake action NOW

5-Factor Scoring Model

  • Health Factor (40%) - Proximity to liquidation
  • Leverage Ratio (30%) - Debt-to-collateral ratio
  • Diversification (15%) - Concentration risk
  • Volatility (10%) - Collateral asset risk
  • Protocol Risk (5%) - Smart contract maturity

Built for Real-World Use Cases

From institutional risk management to DeFi dashboards

🏦Banks & Lenders

Underwrite Crypto-Native Borrowers

Verify DeFi collateral and assess liquidation risk for loan applications.

Example: A borrower with $10M in DeFi can now get traditional financing.

💼Wealth Advisors

DeFi Portfolio Oversight

Monitor client DeFi positions and provide risk management advice.

Example: Turn DeFi monitoring into a billable advisory service.

🚨Risk Management

Liquidation Prevention

Alert users before positions reach dangerous health factors.

Example: Save millions in liquidation penalties with proactive alerts.

🤖Trading Bots

Liquidation Hunting

Monitor whale positions for profitable liquidation opportunities.

Example: Sub-100ms responses enable real-time opportunity detection.

📱DeFi Dashboards

Complete Portfolio Views

Show users all their positions across protocols in one place.

Example: Ship in 5 minutes instead of 3 months of integration work.

📈Yield Optimization

Find Best Rates

Compare lending rates across all protocols and chains instantly.

Example: Help users maximize yields while managing risk.

Trusted by Leading DeFi Teams

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Join developers who are shipping DeFi features in minutes, not months

Free tier includes 10,000 API calls per month • No credit card required